Reverse Factoring

Reverse Factoring (Supply Chain Financing) is a financing method in which a company (the client) commissions a factoring institution to pay its suppliers’ invoices early. This allows the company to secure better terms while maintaining its own liquidity. The result: stable partnerships and a sustainable supplier network.

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How does Reverse Factoring work?

Immediate liquidity for suppliers, planning certainty for you

In reverse factoring – unlike traditional full-service factoring – the customer is the initiator. With reverse factoring, both you and your suppliers benefit equally: your suppliers receive their money immediately, you maintain flexibility with payment terms, and simultaneously strengthen your business relationships.

As a buyer, you enter into an agreement with us, through which your suppliers assign their invoices to us. After you, as the customer, have received goods or services from your supplier and confirmed the corresponding invoice, we pay your supplier immediately, deducting any early payment discounts. You then only have to settle the invoice with us later, on the original due date.

Your suppliers benefit from quick payment and predictable income. You benefit from a streamlined process and low administrative effort – we take care of the rest.

Reverse factoring is ideal for companies with recurring supplier relationships – especially in industries with high purchasing volumes.

Vorteile für Ihr UnternehmenVorteile für Ihre Lieferanten
Verlängerte ZahlungszieleSofortige Auszahlung
Optimierte BilanzstrukturPlanbare Liquidität
Stärkere LieferantenbindungKein Ausfallrisiko
Einfacher, automatisierter ProzessEntlastung in der Abwicklung
SGV Reverse Factoring

SGV’s all-round carefree package

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Higher liquidity through assigned receivables secures you better conditions with banks and better opportunities with investors.